I have over 20+ years of experience in mortgage lending.  I am committed to providing "hands on" personal service to you throughout the entire loan process.  Whether you are just starting out, ready to build your dream home, or refinancing your current home, let me help you find the perfect product to fit your needs.

Horizon Bank offers a wide range of products including: Conventional, FHA, VA, Lot/Land Loans, Construction, USDA, and Jumbo financing. 

Please note that the interest rate and fees shown here are available to borrowers based on the estimated credit score you entered. If you did not provide an estimated credit score the rates displayed are based on a borrower with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.

Important Notices

• The interest rates, annual percentage rates (APRs), and discount points shown are subject to change without notice.
• The monthly payment amount shown includes principal, interest and mortgage insurance, if required. Your actual monthly payment will be higher if an escrow account is established or required.
• Your APR will vary based on your final loan amount and finance charges.
• At Horizon Bank - first time home buyers will receive a $100 credit toward their financing costs at closing.
• All transactions in excess of 80% require private mortgage insurance approval.

APR = Annual Percentage Rate